FinanceChoices
Student Loans

Compare student loan options

Private student loans, refinancing, and repayment strategies — with editorial reviews of leading lenders.

Compare lenders Read guides
Editorial snapshot
  • Maple Leaf Lending5.49%–14.99% APR
  • Beacon Refi4.99%–11.49% APR
Advertiser disclosure. Finance Choices may receive compensation from partners featured on this site. Compensation may affect placement, but our editorial opinions and comparisons are our own.
Top picks

Compare top providers

Editorial picks updated regularly. Compensation may affect placement.

ML

Maple Leaf Lending

4.7
Best for private student loans
APR / Rate
5.49%–14.99% APR
Fees
$0 origination
Min. credit
Cosigner often required
Amount
$1,000 – cost of attendance
Show details
  • Multi-year approval
  • No fees
  • Soft prequalification
Pros
  • Competitive rates
  • No fees
Cons
  • Cosigner often needed

On Finance Choices' partner site. Rates, fees, and terms subject to change. Prequalification does not guarantee approval.

BR

Beacon Refi

4.6
Best for refinancing
APR / Rate
4.99%–11.49% APR
Fees
$0 application or origination
Show details
  • Variable & fixed rates
  • Career coaching perks
Pros
  • Strong refi rates
  • No fees
Cons
  • Strong credit needed

On Finance Choices' partner site. Rates, fees, and terms subject to change. Prequalification does not guarantee approval.

FAQ

Frequently asked questions

Should I refinance federal loans?

Refinancing federal loans into private loans means losing federal protections like income-driven repayment and PSLF. Consider carefully.

Methodology

How we evaluate

Finance Choices ratings reflect fees, rates, eligibility, transparency, customer experience, and product fit. Compensation from partners may affect placement, but does not influence our editorial ratings.

Read full methodology →
Compare lenders